Industry Solutions
Fintech SaaS That Ships Fast and Stays Compliant
Custom fintech SaaS development: payment platforms, lending systems, compliance engine. SOC 2 & PCI DSS. Built for scale.
What We Build
Payment Platforms
Multi-acquiring, split payments, escrow, recurring billing. PCI DSS Level 1 certified infrastructure handling millions of transactions daily.
Lending Origination
Automated credit conveyor with ML scoring, KYC/AML verification, bank integration, and real-time decisioning from application to disbursement.
Embedded Finance
White-label financial products: digital wallets, card issuing, BNPL, and banking-as-a-service APIs for non-financial platforms.
Compliance Engine
Automated KYC/AML screening, transaction monitoring, sanction list checks, and regulatory reporting. SOC 2 Type II ready.
Loyalty & Rewards
Multi-tier loyalty platforms with points, cashback, promo codes, and partner networks. Real-time analytics and A/B testing built in.
B2B SaaS Infrastructure
Multi-tenant architecture, usage-based billing, API gateway, webhook engine, and admin panels designed for rapid scaling.
How We Deliver
Discovery
Architecture design, compliance scoping, and sprint planning tailored to your regulatory environment.
Development
Two-week sprints, automated CI/CD, security scanning at every commit. You see working software every cycle.
Compliance Validation
Automated PCI DSS scans, penetration testing, and SOC 2 evidence collection integrated into the delivery pipeline.
Production
Kubernetes deployment, 24/7 monitoring, incident response runbooks, and SLA-backed support.
Why MOBIAP for Fintech
Certified compliance infrastructure. We don't bolt it on — we build on it.
Platforms processing $50M+ in transaction volume with 99.99% uptime.
KYC/AML, SOX, GDPR, and CCPA — we've integrated compliance into products for 50+ fintech clients.
Two-week sprints, automated compliance validation, and production-grade delivery from sprint one.
Frequently Asked Questions
How long does it take to build a fintech platform?
A minimum viable payment platform typically takes 3–5 months. Full-featured platforms with multi-acquiring, escrow, and compliance integrations range from 6–12 months depending on complexity.
Do you handle PCI DSS certification?
Yes. We build PCI DSS Level 1 compliance into the architecture from day one and guide you through the SAQ/ROC process. Our infrastructure is pre-certified, which significantly reduces your audit timeline.
Can you integrate with existing banking systems?
We have pre-built integrations with major acquiring banks, core banking platforms, KYC/AML providers, and credit bureaus. Custom integrations are typically delivered within 2–4 weeks.
What's your engagement model?
We work on dedicated team, fixed-price, or build-operate-transfer models. All engagements include a discovery sprint, compliance scoping, and a clear architecture plan before development begins.
Ready to Build Your Fintech Platform?
Get a preliminary cost estimate and timeline based on your specific requirements.